I just want enough money to travel the world and give back to causes I care for. 

Investment Info:

Single-family residence buy & hold investment in South El Monte.

Purchase price: $680,000

Cash invested: $510,000

We funded this loan in 48 hours. 75% loan to cost.

Oakland is not a hands off market, but done right can make money.

Friends and family is where I started looking for private money, as there was already a trust factor there.

Conversely, I also know people who find communicating with guests and cleaners to be incredibly draining, they don't know the first thing about managing an STR nor does it particularly interest them, and they would rather spend their time making money in their main job rather than taking on a side hustle that they may not be able to do as effectively.

She then tells me that she can’t come up with the money for a deposit.

We make more money on nasty value add properties.  

We are able to borrow the money at 5%, however the lender also wants a small portion of cashflow (not equity) from each property we buy.

For someone who is just operating a property or two through a single LLC it would be hard to justify spending a massive amount of money creating an elaborate asset protection strategy.

Should I just hire collection agency for the money owed?