This is typically filled out by the homeowner when the home is listed.It details just about everything that could be wrong with the home, the neighbors and the neighborhood.You are required to disclose everything you know about the home that may materially affect the home’s value and the buyer’s enjoyment of the home.Yappy dog next door?

If I had enough notice, I would have even left utilities in my name for full term of lease like some leases require. 

Unused contingency funds, unless they were received directly from the borrower, must be used to reduce the outstanding balance of the renovation mortgage after all of the renovation work has been completed and the certification of completion has been obtained.The loan is not re-amortized.Draw Schedule: The HomeStyle program has a maximum 4 draw process.The initial draw can be up to 25% of the total project and can be for materials for the project.The final draw will be at least 10% of the total project as retainage and funds will be released upon receipt and approval of final inspection, Certificate of Completion from Appraiser, signed All Bills Paid Affidavits and Lien Waivers.Additional Draw Information: Signed Draw Request by borrower and contractorSigned All Bills Paid Affidavitreview and approve the draw request and will release funds for disbursementA check will be issued in the name of the borrower and contractor and delivered to borrower via USPSAn inspection of work to date will be performed at 50% completeFinal Draw Information: Signed Draw RequestFinal inspection/Completion Certificate will be required for release of final fundsA Title Update showing property free from lien or encumbranceGeneral Contractor’s Lien Waiver AffidavitAffidavit of Completion GMG will review and approve the draw request and will release a check in the name of the borrower and contractor.Change Orders and Cost Overruns: Changes to the initial plan are not permitted unless prior approval by Gateway Mortgage.

Utilities were included and also household supplies (paper products, laundry products, cleaning supplies).

The frustration I have with most agents, even ones who work with investors, is that they have no clue how to estimate repair cost and they have no network of great subcontractors/locations to buy discounted materials.

I also am more forgiving to medical bills, and less forgiving to utilities 

It is hard to find books or other online material that is updated enough to rely on.Regards,Erik

I'm currently venturing into wholesaling, and I was wondering if anyone would be willing to share a Nebraska purchase agreement along with an assignment agreement to utilize for wholesaling properties?

I then tendered the $25,000 deposit and awaited all DD materials (commercial tenants financials, contact information, detailed expense reports, etc) to get the clock ticking on my 30 day DD period.5.

You still need to force appreciation/value, and the usual 20-25% to utilize this properly it seems.