.- No/Low points upfront.- 30 yr am.If you can identify which 1 or 2 you want to give up, and can be crystal clear when Dialing for Dollars, it'll likely save you a bunch of time.

We had high velocity heating and cooling (connected with our tankless hot water heater in basement and its own AC since we had 3 zones) and ducting in an 1860 Victorian I owned.

Taxes are low, area is fine, and the new owner would still cash flow a couple hundred with a pretty good return.

And you have 2 or more of everything:  heating systems, electrical boxes, kitchens, etc

There is one set of stairs, which is also carpeted.Home Depot and Lowe's both gave me estimates of a whopping $10,000, and a local floor guy gave me an $8,000 estimate. 

Was your DTI low enough after your 1st property?

I am a newbie.I would think refi makes more sense because of low rates.

Whether that experience is sitting on a beautiful beach with my wife, or if that experience is fixing a leaky faucet in one of my rentals, or renting to upstanding, wealthy, Class A tenants, or dealing with a low income, but hard working tenant, who is having temporary financial issues. 

I also reiterate that I like to keep rents low, but if I improve the place more than it needs to be, the rent must come up. 

Our debt is low (other than current home mortgage) and our credit is excellent, if that makes a difference.Thank you!