I don't want to get a job that gets me out of the game, I started playing around with marketing and I'm doing lead gen, data scrape, and cold calling for investors and small businesses.

The property condition, size and historical run rate will also play a factor in potential required reserves.

My goal is to make my first investment, ideally in a 3/4-plex in the Hudson County area, although I am also open to a Duplex as well if the deal is right, and I'm looking to be able to connect with like minded individuals in the following areas:- Agent - someone who wouldn't mind working with a new investor, and has experience/knowledge working in the Hudson County area (which is where I currently reside - I'm in West New York to be specific)- Bank - I would love to be able to work with a community bank/credit union, as I prefer to be able to give back to the small businesses within the community rather than fill the pockets of the big banks.  

In the Harrisburg area would be ideal but anywhere will do as long as they can close on properties in Erie County. 

Ideally I'm targeting B to C duplexes/triplexes with minimal to light rehab (since this will be a first for me).

And if your SO cares about you and your future together (again assuming SO is significant other) then he/she should understand your desire to make your career a bigger priority and seeing you less in the meantime.I vote stay put at PM company because in the long run, where you are now is the better play.

Of course location plays into the decision.

What factors come into play?

No 2 years tax returns, months of statements, $700 appraisals, $1200 lenders title insurance, large origination fees or waiting 45 days with fingers crossed.The other advantage is refinancing is much easier on you and the property and if you bought with SF below market value, the value will come into play after 6 months. 

So 99% of the time, an attorney watching for contingency dates would not allow a contingency to be blown, putting your earnest money at stake (ideally).