And while you don't have to keep those reserves in some sort of escrow account or anything, you still have to prove those to the lender throughout loan approval process.It has become much more difficult for people to purchase investment properties using conventional financing over the past few years and although there is the "seller second" or "seller carry back" or "subordinate seller second" as it is sometimes referred, surprisingly few lenders will allow for it.I'd suggest checking with a portfolio lender, that is to say, a lender who will not sell your loan to Fannie Mae, for instance.

I sorted the list on cost.  

I am currently unemployed, as I am studying for various standardized tests for grad school, but if I wanted to further pursue growing my real estate holdings what sort of options might some of you use?  

As Louis said he probably wants some sort of commitment before he starts putting to much of his own time into it.Call another agent that specializes in investment properties in your state and see what they say.

Hello BP Family, I was hoping to get some sort of response to my post.

Or, if you have some sort of other security interest in a property, such as if you are an HOA or a contractor who has a lien against the property, you may be able to foreclose. 

I used a stick to push the mess out and it looks like some sort of seaweed twisted together in a big bunch completely clogged up the 1-1/2" pipe.  

Is there a sort of checklist of docs/information that is necessary before applying to a lender? 

You should also have some sort of white paper or PDF that you can use to create engagements.

But then subject to some sort of transient law..?