The only way your should consider this is a direct payment to the IRS from the proceeds after funding

Would like to connect to lenders in the bay area who can guide me or point me in the right direction?

One benefit of direct MLS access is the many filters I can use in different combinations in order to find hidden gems.  

The pros far outweigh the cons, which include:Safer living & health conditions for tenantsA peace of mind for you as owner & for tenantsWhich can then in turn directly or indirectly, depending on your perspective & outcome, reduce vacany rates

I recently looked into direct mail, and thought if I could do it myself, it would save some money.

Right now we have done a lot of research, but I think we could just use a point in the right direction for us to move forward.

I don't want to be a problem I want to be the solution.

Is it possible to lend out of my self directed IRA through a NOTE to someone starting a business.

@Brad Chatman - They are on the MLS or you could do a direct mail campaign, depending on the area you may wind wholesalers moving properties if you are paying cash.

I might be able to point you in the right direction if you tell me a little more about what you are trying to accomplish.