Before I take an application I tell the person I am going to do a full criminal and credit check.  

You should have it published exactly what your criteria for a tenant are- credit score, income, criminal history, etc, so anyone who inquires should already have a good idea if they qualify or not.

I hear about how horrible LA is and from everything I'm reading its basically trying to solve its homeless situation by burning the landlords via moratorium extensions and calling credit scores unequitable so landlords can no longer use them just like employers can't screen for criminal background. 

More details are in Lawsuit Case #20STCV13284Real Estate Agent Teresa Roberts has the following criminal record:Teresa Roberts uses more than a dozen different alias names:1.

Between the riots, skyrocketing crime,draconian lockdowns, destruction of small businesses, and government-sanctionedviolence in the name of "social justice" with the police beingdemonized and criminals being emboldened; NYC is bleeding population as well asrevenue with citizens and businesses leaving in droves for more tax-friendly,freedom-loving parts of the country.   

And if one states that drug distribution, manufacturing, arson type offences are not acceptable it would be easy to show that that type of activity could destroy property. 

You can always go to a commercial, portfolio or hard money lender and get the rate quoted but it's going to be much higher as soon as you step out of the Fannie/Freddie domain.No offence Max, I feel the same way as you when I'm on the borrowing end of things, even if I know the reality of the business.

https://www.wweek.com/news/city/2019/06/19/portland-city-council-passes-new-tenant-protections-aimed-at-helping-people-with-criminal-histories/Here is the link.

They offer a range of services from just a basic credit check, to a more advanced income check and criminal history search. 

TLOxp: TLOxp is a comprehensive data platform that provides access to a wide range of information, including property records, criminal records, and more.