If this is your first purchase, you should qualify for the 5% conventional.

The Nisource pad mount transformer would run 8-10K, an REMC might charge a few hundred dollars.

However then you will not be able to get residential Conventional financing once you do. 

DO NOT try to hold individuals responsible for any damages...i.e don't say "well Bob lived in the room that had X damage, so I'm only going to deduct it from Bob's portion"..... asses the condition/damages/charges and issue one check with all 4 names.....treat it as one and let them figure out the rest and fight over it

I see lots of room for improvements and will charge more.

I wind up paying both CPA's, though the new CPA charged more, he refused to reduce what he charged me, so I finally said, redo my books the right way and I'll pay you, even though I didn't used the tax returns you prepared.

It may sound nice to pay a 5% management fee but the extra fees can add up to be more than the other company that charges 10% with no add-on fees.

FHA/VA are much more strict, conventional loans may provide a little more leeway.

It may sound nice to pay a 5% management fee but the extra fees can add up to be more than the other company that charges 10% with no add-on fees.

I have also seen cash to close on some houses less than 15K before refinancing to a conventional loan.