Add some scented plug-in air fresheners that smell like home- cookies, apple pie, etc.

I pick Austin also over the Big Apple cost of living.

I think I may stick closer to the 1% rule and crunch numbers myself maybe make a spreadsheet that apples more to me and my market.I'd rather not use the 50% especially because I'm a hands on guy and all repairs will most likely be done on my own.Well, thanks for clearing that up for me guysAppreciate it.

There are bad apples in all businesses. 

I was using text to speech on an Iphone. 

Thanks Josh.I listen to a lot of youtube, and download CD's to my iphone to keep the momentum and focus moving.

@Andrew Boucher , if  you're trying to access the Pro forum from the iOS app, Apple does not allow us to put any paid sections of the site on the app.

On the other end, I think we have enough for a down payment on something that would produce more regular income such as an apartment building or complex but feel like we might be too green to do that on our first bite at the real estate investing apple.

I can't seem to find the calculators when using the BP app on my iPhone.

However, if you care comparing apples to apples and the only difference is the LTV, I see no downside as long as the numbers work.