And, while this is speculation, I suspect that this higher-end condo is likely going to suffer even harder than properties like mine that are lower end.

Now, all this is speculation. 

This project sounds very speculative.  

Honestly you're just speculating about the seller, their agent, and the wholesaler.

I have not talked to a bank yet but I am sure they may look at my cousin and I with speculation.

I have always preferred to automatically have the leases go month to month after the one year lease has been fulfilled by the tenant..what i like to do is speculate a late rent penalty in my leases to ensure the rent is paid on time, and i'm never lenient..if they refuse to pay it, it's a cause for eviction since it's speculated in the lease..this always encourages tenants to pay on time..i hardly have problems..

For primary residence purchase/rehab projects, the 203k is considered one of the best programs for this purpose.Here are some contrasts between the two approaches would be: - Construction to perm loans involve a certain degree of speculation (in the majority of cases, the perm rate is not locked until the work is complete)---203K offers one rate fixed for the term of the loan

I don't have the numbers, but I know that there is a huge amount of speculation in the Florida condo market.

This is clearly speculation but an example of how a manager can screw you over.

Your property, long term will not cash flow leaving you only appreciation as a speculative investment in the end.