However, as a private lender, I can assure you that if you find a deal well below market price... many lenders will relax their strict rules for inexperienced borrowers. 

I don't know if I'm looking in the wrong places or if it's because of the holiday.

If you think it's as simple as making a couple calls to some subcontractors and then kicking back and relaxing you're in for a rude awakening. 

Someone needs to be advising them as such.Also, that's pretty tight for any financing, especially with losing so many days to holidays those 2 months.

I don't know exactly how great books are through listening by audio, but maybe if it's as engaging as reading an actual book, I could knock out more books this way.I really appreciate your advice though, I feel much more relaxed knowing that facts you provided.

I believe the market is primarily dominated by the large hotel development firms such as Marriott, Hilton, and Holiday Inn.

Rick Baggenstoss thanks for your input, I now have lots of homework for the holidays :)

My biggest challenge was getting keys to the places (I had to break into one of the homes when I took possession - it was a holiday weekend and it is in a small town with no locksmiths available).

We're usually at the Columbia County Library, but December's meeting will be a holiday party at the Logan's off of Wheeler. 

Practice and be relaxed.