Do you buy properties that aren't cash flowing?

The HOA already has an established system in place and aren't going to change things to appease one person.2.

For a smaller loan amount, the rates aren't bad but not great.If the loan amount was over $1MM I would expect rates starting around 4.5 to 5.0%, 5-year term/30-year Am depending on the market tier.

., where property types aren't always run of the mill and the way of business is a little quirkier compared to mid-sized and smaller cities, then I'd recommend going local. 

We aren't talking about a small patch of grass or a path.

This is really apples & oranges because stocks aren't quite the same & notes you would have to reinvest interest which isn't always easy to do efficiently.

  :)   Also West Medford is beautiful but more $ Also, I hate to be a NH hater cause its a beautiful state to be in nature but its "cities" aren't any better or bigger than Lowell. 

@Melissa Walker The Houston area is pretty competitive so you need to try to reach people that the other investors aren't in touch with.

If you somehow get to the owner before auction and try to strike a deal (before the other gang of investors that are trying to do the exact same thing, get to them) and you are able to get them under contract, I'd make darn sure your numbers work and that there aren't any liens in front of the foreclosing entity.

Get an experienced partner with some cash - find them deals that aren't on MLS.