I was told by a lender via email that Federal law prohibits me from getting a HELOC on my residence if said residence has no mortgage.

Are there any laws in CA that prohibit such practice?

I hope you love it ;-)As a commercial size multifamily syndicator, hiring others to do the various jobs is a given and line item in my spreadsheet, since the scale prohibits any type of hands-on work from my side, plus it defeats the goal of becoming an investor with a passive and residual income.

Hi BP,This is my first rental I'm land lording. The home has a second story balcony attached to a bedroom. This balcony has a loose-ish railing and a semi-soft spot in the corner. Because of this liability, I don't wa...

Some  Negihborhoods that have strong HOA/ Community Associations, have guide lines and many still go by the communities original covenant which may prohibit the use of bars on windows. 

I also give tenants a copy of our late policy each time they are late-- this policy clearly defines and prohibits habitual late payments.

@Pearly Tan As others have stated this is not true however the specific lender may have had an additional rule (overlay) prohibiting cash out after 5. 

If a bank, hence REO or short sale, you CAN NOT "assign the contract" and therefore must use either transactional funding or some other creative circumvention of the prohibited assignment.

I know where she works, but the owner has prohibited me from coming to the place of business.

@Valerie Rogers I suspect you know that there is virtually zero vacancies in San Diego and most leases prohibit sublease.