Running the numbers on here for CAP rate etc. watched a bunch of videos but is there help on the community here or a coaching program that can help me really look 1on1 at deals?

Unique to myself that prior to switching over to Sabal I actually worked at Freddie Mac under their SBL program.

There are first-time homebuyer programs that often allow down payments of 3% or 5%.That would mean you could get your $500K property for $25K + closing costs and would have probably about $70K of your downpayment money left.With that, you could buy 2x residencies for approx $150k each in well-performing locations in the country.

What a great program for someone so ready to jump in!

The instructions don't mention on how to handle negative values for Other Income, which is my confusion here.2.

Has anyone had issues getting a second set of bins for a basement/secondary suite since the rollout of the bins program in Edmonton?

I'm unsure about those programs specifically but generally speaking, you will find credit unions are easier to work with than banks  I would try Educators Credit Union or a small local bank like Waukesha State Bank. 

If you truly want to be creative you need to use a different loan program.

What programs do you have in place to keep residents happy?

Most gurus promote their programs and deliver bad or illegal advice on how to, so be careful depending on your state laws.