That said, owner occupants are not business people and often don't make the best financial decision.

I would give the tenants the option of moving somewhere else or accepting the situation.As you pointed out, your "therapist" is using your residential rental as a business, which is a violation of your lease.

I am a partner in a mobile home business.

The private lender runs "a trade or business", like hard money lenders and professional money lenders do, as opposed to a casual lender such as a friend or a family member.2.

Which will bring plenty of other investors and general business to the area.

Either way, I will call but wanted to see if anyone here had any knowledge....It will likely increase your insurance rate because of the business activity/liability. 

If you have plans to grow your investment business, I recommend getting it set up now.

Look for: longevity in business, warranties their work, and a "fair" price (not the cheapest!).

Hello BP fam,  does anybody know of a way to get an SBA loan to purchase rental property without utilizing 51% for business?

Thanks for your reply mate,Nobody is telling the little guy not to invest.I stressed what I think is a safer way of investing.If our turnkey model allowed leverage, we would have 10xed our business since 2014.I just don't believe in the model and me saying "all cash" is definitely not benefiting my company...To your example, the investor uses $100,000 to buy 4 properties at 90% LTV and a black swan event like Covid or interest rate hike happens and 3 go vacant and 2 need major turns.Then what?