This is actually not a unique scenario.

But looking back, I actually had the time, it's up to me to find it. 

So you can actually split this proportionately to the usage of your home.

@Jay HinrichsAn unusually high number of “gurus” had actually previously declared bankruptcy when their real estate “programs” , almost always highly leveraged, went bust.

From a simple SSL cert issue to an actual compromised site.

If it was me, I would actually want the owner/tenant of the property there so I can work with them and slip in a few questions about the property - remember they know the property better than anyone else as they live there. 

They are a Purchase & Sale Agreement, Title Report, Power of Attorney, Disclosures, Closing Statement, Payoffs and a business card to a good attorney to get you out of the mess you will create if you try doing this on your own.But use somebody, like us, that actually knows what they are doing to learn this.

I was actually in the process of opening one a couple months ago with a credit union. 

Our firm actually does no small amount of work with private equity firms that buy NH based businesses... and then don't want to deal with the NH tax issues and farm it out. 

We could do what we did before and just save up a down payment -- I'm sure we'll actually have enough before we're ever able to find a good deal again :) But we are wondering if it would still make more sense, if we're able, to use equity in our first one for the down payment.