Totally depends on who typically manages transactions in your state.

Check Your Credit Report RegularlyObtain free copies of your credit report from the three major credit bureaus (Equifax, Experian, and TransUnion) annually.

If you want to shower me w/advice on my specific scenario:2x Duplexes4% Mortgage Rates / Very small loansMixture of LTR/MTR/STRActive Income (not very passive)Net Income around $24,000 in totality (however my books are a mess and am currently working with someone to CLEAN THEM UP so I can get a clearer picture)Would you a) hold; b) sell and open a franchise or other business venture ?

Still, with 20% down, you're looking at $5500/mo in total payment (not including any other upkeep expensese), and median LTR rents around there are probably $5500-$6000, so that's close but still very tight.And of course, putting down more money will increase your chances of cash-flowing.

It also is worth approximately $140k more than my property is currently worth.My question: when evaluating renovations, is the math as simple as (Additional rent expected per month due to renovation * 12 months/yr)/total cost of renovation = ROI.

There's not much there that you can't learn with free online resources.

I would totally love to watch myself on TV!

They are totally trying to rip you off because it's a "big job" and no one wants to do this their selves.

If you shoot me a DM I'll send you information about our upcoming Free webinars and other resources we've created to empower local entrepreneurs and investors to transform underutilized properties into awesome community assets that benefit all.

For example, there may be three units total but the agent may have it listed as "Two-flat".