That one single person who has ever been accurate did so by going to the FICO website, he clicked "show me the scores used by mortgage lenders," paid $20, and I ran his credit on the exact same day & the exact same number for all three bureaus (which meant it was a waste of his $20 in retrospect).

you are wasting your time. a typical newbie mistake/goal....

Bring your deals, questions and business cards for some solid networking in Columbia.Inn at USC Wyndham Garden1619 Pendleton St, Columbia, SC 29201Parking lot entrance is off of Pickens St. 

So considering that (even with a solid PML) you still need some source of capital to cover holding costs and the other various costs associated with owning rentals. 

lol I just don't want to waste their time.

No reason to waste any of your time or money on anything else until they show they pass criminal/credit/eviction checks.

First and foremost, make sure that you have solid cash flow and accounting for high expenses.

I also like the idea of a coin changer when the coins are moving from the coin changer directly back into the bucket they came out ofEPA and waste water may be a factor. 

Purchasing with a solid HML will limit your initial cash outlay, and your refinancing bank will count your new built in equity as your down payment.

So i know the neighborhood is solid but perhaps this place is a teardown and I am biting off more than I can chew trying to gut it for only $150 - 180k.I have attached pictures!