As I'm writing this, I'm thinking about the deals I'm working on now, and I'm using at least 10 different ways, or combination of ways, to accomplish this.The first part of your answer, and the most important part of it, is you have to learn how money works, before you can understand how to apply that knowledge into "no money down" deals.

The capstone can be anything to do with real estate and I have chosen to "pitch a deal" where I find a deal and write and present on what it would take to execute.

I meant to write that it is NOT the same a cash out refinance.  

@Paul Timmins, Thank you for taking the time to write your very informative post!

Its incredible on how actionable these books are instead of just theory based writing.  

I've heard of people investing in mobile homes and being very successful, so don't write it off without investigating.

I thought it was more personal to hand write the address and send it in an envelope.Well, I mailed my 40 letters and was working on my next batch of 40 letters and.......I realized I left the last digit of my phone number off of all the letters I just mailed.

Make sure they understand the unit must be maintained and all your concerns addressed from this point forward.Also, require them to report all maintenance needs in writing to you within 24 hours from which they are aware of the problem.   

Can we just submit an offer with a contract we write up ourselves?  

Looking for an idea as far as a payment plan contract and adding my own clauses so at court I would have the agreement and useful judgement info in writing.