I'm 21, not had a credit card before.

57 years old, recently gave up on 401K (interest rates are terrible past few years) and got 1 family home rental.

57 years old, recently gave up on 401K (interest rates are terrible past few years) and got 1 family home rental.

New construction is somewhat easier as the subs are at least at some point more professional if I can use that word.. they can carry a job for net 45.. they make money a lot of times the subs have big business making millions so your dealing with a peer group not a sub that cant buy beer on sat if you don't pay them on Friday or has no credit and cant buy a two by four without a draw.. 

Going forward, should I have a separate credit card for each of my properties?

Here is my question: Should we take out a HELOC (home equity line of credit) or a home equity loan on our existing SFR home (that is paid off) to finance a 10% down payment on the new investment's mortgage? 

Good afternoon,I have clients that are currently interested in a triplex property and qualify without an issue but the property itself does not pass the FHA self-sufficiency test without one of the unit’s income, since it has to be owner occupied for FHA due to one of my clients having a foreclosure on their credit that won't be removed until March of next year.

I've got excellent credit, a flip, and 4 rental units (in the past three years). 

I've got excellent credit, a flip, and 4 rental units (in the past three years). 

I may not have been terribly clear the first go at it.I was considering the examples you gave.