It's a steal, utilities, internet, everything included so it will be nearly impossible to find something to live in that I would pay less especially with 3.5% down, but yes I would be building equity.Thanks everyone for the responses and insights!

Big task ahead of you. 

Also try the internet for Illinois specific forms.

The property appraised for 130K, and estimates from various internet sources peg it at 155k+.  

I didn't go with that lender at the time as I didn't know how to get my financial information to them and wasn't comfortable sending it via the internet.

Cellphones, internet, gym memberships,airlines.

This is the internet, after all. 

Using internet attorney forms doesn't work.

Also have a giant list in Asana (my preferred task management tool) that I'm slowly making my way through, largely in part because I copy every book suggestion from the BP podcast show notes...

Thank you all so much, that was honestly one hell of a welcome, its nice to meet you all....I do apologise for the late reply to your responses, I've been upgrading to a new phone so I could access the internet and sites like this one a lot better and keep better control of my finances I look forward to sharing as much as I can, its like zig ziggler once said and I quote " help enough people get what they want, and you will get everything you want" :-)And again, nice to meet you all and thank you for the welcome.RegardsSean