I was embarrassed at my naive expectations, but now realize I have to put on my big girl panties and DO something.I made several inquiries to mgt firms and am compiling proposals on behalf of our board.None of us have any experience, but are trying to learn and make the best choice.  

That is the plan but I am told that banks won't do that although the realtor I use tells me that banks do make such loans if there is sufficient equity in the house.

"The goal of the housing choice voucher program is to provide “decent, safe and sanitary” housing at an affordable cost to low-income families."

If it's overpriced or needs updating or style choice the buyers do not like you are just spinning your wheels.What you need is FEEDBACK on why it is not selling.

If you have sufficient funds to cover 20% down, you will get the best rate fixed for 30 years (4 units or less).

Typically, the interest rate is .25%-.50% higher, but then can sometimes be negotiable depending on your situation.That said, for somone just starting out  it probably makes sense to put the first few loans in their name (unless they are purchasing with a few other people) to get your choice of ammortization and the lowest rate, and quit claim it to an LLC if you decide you want an LLC as part of an asset protection strategy.  

I resolved to do things the "right" way this time and to be very deliberate with money choices.

The property has to carry itself with sufficient buffer to survive a couple unfortunate years.

I want to sign up with a national coach, I have thought of signing up with freedom mentor I was wondering before I did make the choice if anyone has taken his course?

Once your equity is sufficient in your primary residence and your DTI is acceptable consider a HELOC that you can then use to purchase your next investment property or primary residence.