@Ben Colabella it's very easy....Lending parameters are pretty standard.

I think the wall units look cleaner but were not sure if they were as effective as the baseboard).On top of that was wondering if you would recommend the hydronic baseboard units or the standard convection heaters.I also noted your in NY are you using these to solely heat a house or as supplemental and do you feel they could adequately provide heat to a house in the NE during the dead of winter.

My marginal rate is less than 25% so it feels like I'm on the losing end of taking depreciation deduction (I know it's not an option). 

An existing Facility that's being properly managed should have an expense ratio of 32 - 35%, that is the industry standard. 

I usually have roommates in my properties, and if they make $40k or so each, they can usually afford the rent based on the standard 3X income, etc. 

The standard is your intent. 

. - Industry specific answer, in this case the mortgage industry (since appraisals are done to FNMA standards). 

Spent enough pricing things at Home Depot to know that kitchens are crazy expensive, and standard window blinds cost pennies. 

Curious about the BRRR strategy - is the rehab tax deductible since it will be rental property?

@Nathan Patterson, if I were an aggressive investor, then there would be several platforms that I would like.But I'm a conservative investor and have much stricter underwriting standards (65% LTV or less, states with nonjudicial foreclosure only, etc).