I have never had a problem putting a new loan on them at that point with the original or a new lender at current interest rates.But that's generally because A) the properties had appreciated in value and B) there is quite a bit of principal pay-down on 20 year amm in the first 5 years.My decision has always been more about do I want to pull more money out, roll it into another 20 year product and lower the payment or continue paying it off on a 15 year schedule.To deal with those questions and answer your question about 'protection', is kind of a personal business decision.

The new appraisal may be lower than expected and you are not able to pull all your cash out.  

I pulled the old equipment and roughed the new furnace up.

@Gabriel Lamb I check websites like citydata.com or USA.com to pull data to analyze areas I am interested in investing in.

If that was me I’d be pulling a trump on her “ your fired!”

May pull the trigger on a duplex which has tennants who's lease ends in Sept and Oct.

Don't know should I pull the trigger at these prices

Are you trying to pull cash out?  

I purchased for the area and appreciation, but i knew it would cashflow as well. i was all in ~130k. added 100K in repairs/remodeling. the APR was listed as $340  and i'm about to refinance and pull all my cash back out.

I also have thought about keeping it and pulling a heloc now on it to put a down payment on another rental.