What do you need for a Non-QM DSCR loan? 

You'll also likely want to make sure that your parents' estate plan is in order and doesn't create an unwanted tax situation after a spouse dies. 

Cost Per Year to Live: -$23,292             Amortization: +5,648.46    (aka loan paydown)        Appreciation (4%): +$27,200                             ROI= $9,556/$75k= ( 12.7%)ROI is pretty good by itself, but you can add in one more figure.

Hello Patricia, it sounds like you’re facing a challenging situation, and you’re exploring creative solutions to keep the property without incurring unsustainable expenses.

VA loans are assumable so you can just formerly take over the loan.

I then had to source another CPA, that's how I ended up in this situation.

You need consistent income. 5 units is not enough to keep you afloat especially with your situation.

So of the $850k I have from selling the house I use $300k of it and the $700k mortgage loan toward the purchase of the $1 million house.

Yes, you can do a sub-to on a VA loan.

Those are healthy rates for a investment property with a larger loan amount.