Indy for SURE has a ton of property that is excess might even get a beater house.

First let me say, if just 1 extra guest or say one extra adult and a small child I'm not worried about that, I am talking excessive guests beyond the max occupancy of my cabin.  

Let me know what you think I would be curious to know, my goal is to be responsible of course, but not excessive and not sure where that line is.

The excess would go to the owner.What generally happens in practice is more like 90K owed on a $100K property. 

When a tenant moves out, transfer the deposit back to Checking so it's ready to apply towards expenses or to refund to the Tenant.If you end up with excess funds in the Checking account, I recommend you transfer it to a third account that is specifically designated for future investments.

Cabinet suppliers are raising prices to bring excessive lead times down.

When a tenant moves out, transfer the deposit back to Checking so it's ready to apply towards expenses or to refund to the Tenant.If you end up with excess funds in the Checking account, I recommend you transfer it to a third account that is specifically designated for future investments.

As a full time working professional want to invest excess income into long term assets.

This seems excessive and our agent has not responded to our requests for more information.

It would be much simpler to determine a monthly average cost, bump it 15% to cover excess use, and include that charge as part of rent.