most of the deals I'm signing are multis, under 40% ARV, Cap rate approaching/over 30%.

So I didn't get to where she brought up the neighbor on neighbor issue.I do agree that many municipalities have created a huge problem with public worker pensions.

Rob - I can't believe I didn't think about approaching it that way.

I have seen a few people here discuss getting a conventional loan on a property titled to an LLC by recording 2 deeds approved by the lender, but I have not personally seen this approach executed.

Someone approached me with their property situation.

we also went with a "deposit card" approach, and everyone seems to like it.

Having one with little experience could mean screw ups and you'll be paying to fix their mistakes as they will never admit them and won't work again for nothing, least I never saw one do that.The best thing to do is approach an attorney or any professional with the costs involved in the scope of work of what must be done instead of asking how much per hour, but you need to know that too.

Now there is another factor others that don''t know the market haven't yet brought up.

I'm wondering what would be the best way to approach the owners.

We're approaching 10% response on my marketing so far, but I haven't had time to count my missed calls and emails (don'cha wish you had my problems?).