Let me give you some general advice, then help with some back-of-the-napkin math.Adding two units and creating a 5-unit property is risky not because the buyer pool is smaller (there are ample buyers for every property in CA!)

Any advice will be appreciated, as I've never sold a house before. 

Any advice on the pros and cons of using the HELOC/HEL and purchasing outright or only using for a large down payment? 

Any leads, advice, contacts are super appreciated.

Stay skeptical.Herzliche Grüße,-Andreas* The preceding has been my opinion only, the views are my own, and are intended for educational and entertainment purposes only and does not constitute financial advice.

However, I had over $200K in equity, and took the advice of David Greene and took a long hard look at my return on equity.

My names Danny I’m new here . can anyone please give me some advice ?

A little advice would be great. 

Appreciate the advice, Nadeem.

My advice is to set a goal and stick to it.