Given your W2 income, early withdraws from those accounts will likely kill you (its taxed at your ordinary income level plus a 10% withdraw penalty).  

The strategy you use really depends on the motivation level of the seller.

I have been working in the construction and real estate market for several years now and Im ready to take things to the next level and get my license.

You could also not physically see mold but it is airborne at very dangerous levels which is why (air quality tests) are needed.If the roof was patched over the years and now it needs replacing the dues might be slated to go up soon to cover it.Are condo's all that is available to invest in your area??

I am rehabbing a Tri Level and from the dining nook to the lower family room is an area that will need a railing system of some sort.  

There is no shame in telling the seller this and it only adds to the level of trust and rapport that you build with them.

I look forward to connecting with experts on all levels.

Honestly, our income and our bills are such that it won't take a tremendous amount of passive income to replace our current income and keep us living at the level we're at now, which, while not great, isn't horrible, either.

Zip codes are too large an area and may involve many different schools of different caliber, especially at the elementary level.

Green area is a entry level home and rental mecca but everything in the Burg is lower then Southern ORegon....