Of course, they project much better than they would if they reflected the 10s of thousands that they spent above the value that will be set by appraisal or correspondingly a buyer. 

I have seen people do a year and review of their 1st year of REI and always thought that was a GR8 idea to reflect on what you have learned in that time frame. 

The best thing to do is to ask the lender what the turnaround times are for the approval process and then write the purchase contract to reflect that. 

Does she have other credit accounts (i.e. car payment, credit cards, etc) and does her credit report reflect that she has paid those on time? 

Interest Rate Risk: Interest rate rise to the point where the risk premium your loan gives no longer reflect the actual risk of the loan. 

I typically see 10k, 25k, and 50k as minimums for newer syndicators, but it should be reflective to your total raise and probably the exemption/structure you intend to utilize.

The way I like to look at things like this is it's a barrier to entry that turns away many other potential investors and this should be reflected in the price. 

., these are often arbitrary personal opinions that should not reflect poorly on the entirety of the management company.6.

Then change your voicemail to reflect this.

In making the announcement, Chairman Bair stated, "Banks have been able to raise capital without having to sell bad assets through the LLP, which reflects renewed investor confidence in our banking system.