When compared to a vegetable picker sweating in 100 degree heat all day earning min. wage, the $/hr/sweat ratio of a real estate investor is quite ridiculous.

You will need to discuss with your broker what they will allow as far as reducing the commission for properties you purchase.

Oh and they also earn interest on the cash they keep as reserves. 10 points extra credit to anybody who can spot something wrong with this 'solution' to the crisis.

In addition, having someone in the property is going to reduce the vandalism or weather damage to the property.FM is going to outsource the the property management.

The cut is designed to encourage borrowing by businesses, not to reduce mortgage rates.

How quickly/slowly will the mortgage rates fall following the Fed's reducing the federal funds rate to 0-.25%?

Many of your replys were from agents so I would take that into consideration when reading their responses.In my experience, I have had agents scew up and cost me money on investments in the past, no one is perfect of course.My advice is this: If you are doing the work and research, are experienced enough to handle contract negotiations, etc. you can absolutely use the negotiating technique with the seller that they do not have to pay the additional 3% to a buyer's agent and as such, can reduce their price by 3%, or by 1% + 2% cash back to cover some of your closing costs.

After that, they can pretty much earn for the company on auto-pilot.

75% LTV and 3.5%...but what makes me nervous is that this line could be taken away or reduced at any time...is that right?

So in theory, if there was a ton of equity in a property, could they cash out just prior to selling, take the HELOC or Cash Out re-fi money tax free, and then sell to cover all liens on the property and have a much reduced "profit" from sale, so much so that they wouldn't owe any capital gains.