I for one like my cash to work hard and not just sit in the bank or be consumed with lifestyle.

On average when the landlord pays tenants will consume about 30% more water etc.

Anything outside of the above is simply not true at all.A license is required when the public is involved, this is a function of consumer protection.

This is my first time dealing with this lender so other than proving my assets and other modestly successful real estate deals, I don't have an established relationship with them as of yet.Many thanks in advance.Matt

No outstanding consumer collections over $250?

These 3 big credit companies run the credit business today for personal consumers and borrowers like yourself. eventually if you decide to go into business and do commercial real estate you might want a Dun and Bradstreet score as well.

This can keep you out of funding a consumer loan, the homeowner can be exempt under Dodd-Frank.

If you are someone wanting to get into real estate full time with limited funds then you might choose one of the rougher areas that throws off more cash but is more hands on and time consuming for the extra yield.Generally investors do not keep those properties long term but jump off into better quality properties with less to deal with OR they are an investor with a bunch of money and can throw some at the rough areas as a very small percentage of their overall portfolio for extra yield and pay someone else to deal with it.It's all about planning and what you have to start with and where you want to go and what amount of yield you want for the headache and time involved.I value my time more than squeezing out a few extra percent on an investment.

Homestyler, but they seem a little clunky and time-consuming.

I've seen so many consumers burned due to the property owner's financial situation or willful neglect on these things.