While the buyer would ultimately be getting commercial financing, using rent credits will still cause additional work on the appraisal, meaning more money and evaluating the skin in the game.

My heart was racing my vision was expanding I felt like I was going to jump out of my skin.

Your personal skin in the game would be around 4%.  

I personally would be willing to do a deal with someone if they have skin in the game.

They want the borrower to have skin in the game so when things get tough you have something to lose.In underwriting the first position lender will want to see seasoning and sourcing of your down payment funds.

You need to find a investor for joint venture or partnership that's willing to cover all of the down payment, but most likely most investors going to want you to come up with at least half the down payment .Lenders aren't going to invest in your flip in less you have some skin in the game so 0% down is never going to happen.So your best bet is to find a private  lender willing to put up the full amount of the down payment.

I'll bring the loan and be the only signer for it, and still only take a 50% cut, thereby by giving you 50% with no skin in the game. 

It has less turnover but has a healthy mortgage.  

Secondly RE requires thick skin sometimes.

I can't tell you what a huge blessing it is to help give them the means to take these kids out of abuse, neglect, etc. and offer them a chance at a better, healthy life.