Hit the nail on the head, I will manage these to learn and to temper my expectations regarding PMs. 

I've been turned down elsewhere prior so I took a chance with them as a last resort.

I wanted to learn and if it were to go bad id rather lose my own cash than be upside down in a bank loan.

Consider factors like neighborhood, school districts, and proximity to amenities.Financing and Mortgage Considerations:Investment Property Mortgage: Understand that an investment property mortgage may have higher interest rates and require a larger down payment compared to a primary residence mortgage.Future Refinance: Consider the possibility of refinancing the property when you decide to move in, potentially lowering your interest rate and monthly payments.Loan Types: Look into loan types that might offer favorable terms for investment properties, such as conventional loans or FHA loans if the property meets the criteria.Rental Management:Long-Term vs.

Hi All - looking to get some advice on how much I should have in cash when seeking a property in North Jersey at 5% down.

The sump pump running all the time during melting season will not help with that either.

I believe it's 5% down for owner occupied. 

All input would be appreciated, btw I am using DSCR loan, with 20% down and interest is about 8% a piece with credit about 695, so Lenders welcome to join in this post.

They marked down accuracy and value.

We just can not track down this investor and think they will leave us with a bankruptcy.