@Guifre MoraOwe 100k on a market value of at least 250k.It’s a 3.25% arm which is why I want to refi.

Even attend a monthly REIN meeting as a guest (if they aren’t still charging an arm and a leg for for privilege of looking “behind the curtain”) if you get the chance.

Make sure it explicitly explains the process for termination if you are unhappy with their services, but especially if they violate the terms of your agreement.3.

I have a time line that triggers actions explicitly stated in my leases.Rent due on the 1st.Rent not credited to my account or check not received by 5pm EST on the 4th will trigger a late fee. 

If it helps I can tell you what I charge my own properties internally for accounting when it comes to property management:When there is no onsite manager (thus managed by someone in our main HQ), I charge 6% to the management armWhen there IS an onsite manager, the property pays that salary directly plus 4% to the management armDoing this makes it so my management company about breaks even (it doesn't matter if my management arm makes or loses a ton, if they make a ton it just means I overcharged my own properties.  

I'd punch him in the arm and say What's up mofo? 

I was quoted 4% on a 10/1 arm here in Denver for investment.

I know some banks have in-house products that allow for 10% down but they are ARMs. 

I know there is a six month seasoning requirement for non-arms-length transactions so planning to get a portfolio loan for those 10 in her name only on the loan and title. 

However, you may also be wary of any purchase of a home from someone in or heading to a nursing home for the reason that if they are on Medicare or otherwise might not have the funds to cover all expenses with the nursing home, the seller might be pursued for payment via liquidation of any assets they have or have owned even in recent years prior as there is a look-back period for transactions that might not be at an arms-length.