Denver Area Real Estate MapHave patience, their web site is not the fastest.The summary is that low priced neighborhoods, prices under $250,000, have seen declines in values and have been hard hit by foreclosures.

Many times motivated sellers are investors who hit one too many speed bumps so they get forced out before they win.John Corey

I am really more concerned with nutso sellers claiming they were "duped" and hiring an attorney when their DTI takes a hit via a misinformed broker or a conservative lender.

Just wanted to clear that up, there's a lot of confusion out there.That said, I would work on paying down/off the second just so it's not such a big "hit" at one time when sale time comes.As far as going FSBO, it sounds like you've got plenty of time to study up on "how to do it".

Does anyone know if rentals qualify for the energy efficiency tax deductions for commercial buildings?

Rich,Good post and I think you hit the nail on the head.

Hi John,That is a good question about refinancing and at this time I don't have a solid, clear answer for you, but I will do my best to find out.I DID do a quick google search on refinancing a Condo-Hotel unit, and came up with the following hit from a company in Georgia (Can't post the link due to my newbie status, but I wll quote the info and you can get the site from google search "refinancing condo hotel").******* Begin Quote ********up to 90% LTV and $650K on a Condotel Purchase coupled with COMMONSENSE UNDERWRITING and a FAST CLOSE ... could it be any better?

I will at least have something to have comfort under me as apposed to a hard wood floor (and if you think the couch is a good idea forget it you haven't been with a real woman until you meet one that won't let you sleep on the couch or in the car and tells you to hit the floor....LOL)!

Had someone call me and provided me with this information:5 bed/3batile floorocean viewroughly 3k sq ftThere is a 1st Mortgage of $576k @ 6.5%2nd of $108k @ 9%He also said they are 5 year armOther notes are that he said he put 35k into the property.His motivation for selling: Him and his partner take a hit on the commute to work.

The market bieng the way it is, I'm also very interested in the most efficient ways of doing this besides bandit signs and other traditional ways I've read about.