As long as you meet the seasoning requirements you should be able to qualify for a mortgage based on the As Is value.  

There are some requirements with my account on the ability to withdraw regarding how much you can withdraw at once and how frequently you can withdraw.

However, I encountered a hurdle in the form of a scope of work requirement.

The upside for Jacksonville is there with home affordability making it a desirable place for residents to relocate to.

STR's require a lot more work though - its definitely not passive.

Many lenders typically require a minimum loan amount of $75,000, allowing you to access up to 75-80% of the property's value, provided that the DSCR ratios meet the lender's requirements. 

Her claim is that her disability requires that she not move furniture and further that she is uncomfortable with anyone else moving her furniture and her mental health disability requires this accommodation.

Sometimes alternate strategies are required.  

There are specific requirements for the solo401k.You must be a business owner with no common law employees and earned income to supplement the 401k plan.

I had to rescind the offer as this is my first investment property and I don't have any experience/enough knowledge of potential damage and fix required.