Please stay on topic.

http://loanmodificationfoundation.com/2009/01/differences-between-refinancing-and-loan-modification/in the "article" it says "Homeowners don’t have to pay the closing costs upfront because they just add them to the loan amount but [u] and it increases the overall interest you pay to the bank over time."

Any advice appreciated and thanks to all of you for your thoughts, posts and articles here.

Originally posted by Colonel Boothe:Please provide more info on pmb international.Some questions and answers here:http://www.biggerpockets.com/forums/92/topics/62483-pmb-international

They are the same thing from the IRS' perspective;- From a legal/asset-protection standpoint, the difference is between a corporation and an LLC, and from a legal/asset-protection standpoint, the election of s-corp is meaningless.So, while I'm certainly no expert on this topic, make sure that when you talk about the differences between the two, you specify if you're referring to the tax implications (no distinction) or the legal/entity implications (likely big differences depending on statute, structure, number of owners/members, etc).

I just posted about that same topic

They seem to have good monthly topics.

Here are some articles that may convince you to do so:Should You Join Google+?

lol And see this for more LOA info thead...http://www.biggerpockets.com/forums/83/topics/83008-how-to-set-up-a-lease-option-assignment-business-fast

IRS Guidelines for Single Member Limited Liability Companies:http://www.irs.gov/businesses/small/article/0,,id=158625,00.htmlA single-member LLC is a "disregard entity" to the IRS and treated like a sole-proprietorship.If you hold for more than a year its capital gains.