Originally posted by @Charles Ford:I also admire your attitude I help others with no fear of competition and it comes back to me. 

Charles Tassel and Jeff Watson of the National Real Estate Investors Association have been working very hard on this and several other anti real estate investor legislation bills.

@charles, 3 law firms for the whole state?

@Charles Moore @Kimberly H.All good points.

@Kris Reeves @Charles DanceI have not used them for funding but I have been looking at and trying to vet their CIX (Connected Investors Exchange) which is supposed to be a platform populated by verified hard money and private money lenders.CIX appears to have been launched in 2015 and there is a press release online that documents that Ross Hamilton, the CEO of Connected Investors was able to push the launch with the support of Doug Lebda, Founder and CEO of Lendingtree.

Warren Buffett will not be successful trader with his partner Charles Munger.

Originally posted by @Charles Worth:I am surprised that as a great poker player @J Scott did point this out but investing is a game of probabilities in any market.

His name is Charles Dejournette and he is an experienced investor.

Like Charles mentioned, I think the best thing to do here would be to put tenants in there and get a few months of seasoning in before you refinance - this will make the refinance process smoother and most lenders like to see a lease in place on a refi especially if they are qualifying you based on the rental income. 

Some of these companies include State Farm, Toyota, Liberty Mutual, and Charles Schwab.