This means the NOI the property generates (all income less vacancy and expenses with the exception of debt service) has to cover the total debt service (including any seller notes) plus 25%. 

My father owns number of small shops which are all rented out and generating a good rental return .

It’s a great way to generate cash flow that can be used to increase your portfolio and over time afford you the life you want.

Often the older ones have paneled walls and they can be harder maintain.Compare the cost and the rent that they will generate and how easy you will be able to rent to the type of renter you want.  

I invested in many syndication deals in 2019 that generated over 100k paper net losses.

My plan is to buy about 1 mil of real estate by 30, then spend 30 to 35 paying off the mortgages from the cashflow that is generated off the rentals.Of course that's subject to change. 

You also didn’t state what you are doing with this current home and if it is a rental or not and what expenses and income it generates

How much is a ozone generator?

The prices for multi-fam's are fairly priced and generate great cash returns.

I have a business that generates close to a million annually.