Here's a list to give you an idea:Startup Costs:Down PaymentClosing CostsProperty InspectionAppraisal FeeProperty InsuranceInitial Repairs and RenovationsEmergency FundOngoing Expenses:Mortgage PaymentsProperty TaxesUtilitiesProperty Management FeesInsurance PremiumsMaintenance and RepairsVacancy CostsProperty DepreciationLegal and Accounting FeesRemember that these costs can vary based on factors like location, property type, and personal preferences.

15yr Fixed equity loan base rate could be as low as 10.25% at 100% loan to value, with a base APR as low as 10.25%.

These types of loans are approved based on a proforma and plausibility.

Hard money lenders will base terms on the relationship and previous completed projects, so you'll want to interview many and compare.

Based on your post it looks like you have owned it less than 12 months but seasoning is an important point. 

Obligo charges a monthly fee based on the dollar amount and Tenant's credit score.

I know there there is no signs of lead based paint in the apartment but I did not give them the pamphlet “how to protect your family from lead based paint”.

Great example of judging a deal based on its merits and not on size or glamour

I do my search and feel that Manchester, Liverpool , and Birmingham as most likely areas I can invest in , My goal is to have good houses "Single famliy" with good prices that can establish a good cash flow as passive income.For sorry I do not live in any of those ares, I know them from EPL and try to do the research based on income and thier share in UK GDP , for sure london is the best but I can not handle the prices there.Based on my reasech I can classigy them as follow : Manchester is the best in , Birmingham , and then liverpool.I see Liverpool houses is more but rent to prices ratio is low .I need your insights on this with your valuable advise , considering the area I choose , I will keep investing on it and enlarge my protfolio in it for the next 10 years.

Hi Jared, I work with a lot of CA based investors who purchase rental property outside of the state.