We have a unique work set up where we will live in Lexington, Kentucky, but I will come to Columbus a few times each month for work.

Louis area - not hard money or portfolio, but they do offer some unique programs that you may qualify for different from big banks.

If it's a rental, I think it depends on the price range.

Agree with @Carl Fischer that you should engage a tax CPA or EA to examine your unique facts and circumstances...However the distinction between who owns the roof is important and determines tax treatment. 

Even within the topic of 'investing in the stock market' you will find a range of sub-segments, like day-trading, swing-trading, or low-involvement long-term investing. 

If so, where should my credit range? 

Hello all I have a unique situation that I am hoping some people would be able to weigh in on. 

Neighboring homes are in the $800k - 900k range. 

If those two options could provide a price range and give the subject Bank the lowest price of those two types of use. 

Or are investors settling for a "nicer" location with decent rents and quality tenants rather than a purely cash-flow vantage point.Even if the Holyoke market is seeing rents in the $1200-1300/month range; is this a worthwhile justification to paying a premium on these smaller multi-families?