i have the current rent rolls & yearly expense report so far. however, i would assume they will require much more. as i have never approached a hard money lender, i would appreciate any advice given. im in texas by the way. thank you

Is your DSCR ratio greater than 1-meaning are you cash flowing (according to the lender's criteria of mortgage, property taxes and insurance (and HOA) if applicable).

please advise me if it’s profitable if I buy a house there as a second home. if it’s not advisable , what would suggest me to do and how where can I invest my money ? 

You can Homestead your Home in Florida for at least 2 out of 5 years and Sell it Tax-free for up to $250,000.

I got it through a tax sell.

The home and two adjacent parcels were all part of the original tax parcel which was subdivided.

So put as little money down as possible or have big reserves. 

I purchased the tax lien in 2019.

@Keena Clark try that link thats CA CAD.https://publicrecords.onlinesearches.com/California-Assessor-and-Property-Tax-Records.htm

I understand that the current real estate is under-assessed and that the taxes will increase if we declare a higher property value, but this might be necessary.Can anyone give input on how to accurately determine the business value versus the property value.