Account ClosedUnderpinning a foundation is not really a candidate for a first-time do it yourself job.  

A proof of funds letter would be from someone's bank or IRA account proving they have enough cash in the account to cover the offer price.

Your husband works from home so it may be doable.I would really recommend studying the local market there because while correlated with the Twin Cities market it could be very much different. 

(Had to make special arrangements for them to accept a cashiers check with escrow acct info on check and got deposit slip from bank officer after verifying account with escrow company, I almost backed out of deal and it would have affected two other contingencies).I have other questions in regarding the escrow process which I found unprofessional .

prepagent.com is a good website also prep agent on YouTube is a good study guide to learn off of some of the videos are goofy/funny but I think that helps it stick to your memory.

Hi Account Closed, get out to local meetups and start networking.

Use a 403b, an IRA, a health savings account, if you have kids CESAs, if married do the same for the spouse. 

Account Closed I got my list from listability; vacant property home owners with high equity

@Curtis Deckard, I DON'T like the "down payment" (only) idea, because from every account I've read, Lenders take a VERY dim view of your deposit ALSO being borrowed.

For me I studied wholesaling a lot before I turned 18 last month but the problem is that wholesalers aren't trained correctly.