Most lenders are charging 2pts these days, but I'm starting to see that approach 1pt or less, especially for experienced borrowers. 

After years of service, I'm diving into my second career focused on real estate investment, I have a particular interest in flips and short term rentals.I'm also a licensed real estate agent in Washington and have a strong drive to succeed in this field.

I'm starting with a focus in Palm Bay, Port St.

We are looking to expand our portfolio to include short term rentals and we are also looking to start real-estate development. 

If you need guidance or have questions about getting started, assessing deals, or financing, I’d be more than happy to help.

Is this possible starting out or do have to live in the property a year or 2 first?

You should start by demanding it. 

Nothing sits on the market for a year that isn't wildly over priced, poorly marketed and/or made difficult to show.Potential buyers have probably tried to see the place and are being denied or some sort of nonsense to make them not want to make an offer.I bet the realtor will have some interesting info to share - or if they won't say anything to you bc their agreement is with your partner kindly share with them that the houses are in your name and the listing's need canceled immediately unless they start cooperating.Have you laywerd up yet?

My first and foremost question is where to start?

This is a great way to grow your RE portfolio and Start building the cash flow you want for retirement.