Although, our CEO jokingly says that we are actually a "soft money" lender since our interest rates are lower than other hard money lenders in the area. 

I have recently upgraded to Jerrys Flipster Pro level membership and have submitted his soft POF letter to the agent. 

What people need today more than anything else is a giant kick in the azz, to stop being entitled, to stop being so damn soft, panzy-azz and pathetic.

@Keaton SmithYou might want to get a soft pre qualify for the loan financing through a few different banks (for you as the borrower) if your planning on conventional financing/refinancing.

I took my talents to Wells Fargo Financial.

I know all to well about being in a job that's not what you want.

The co-signer is her elderly father who is bewildered by the requirement of the PM to examine his financials as if he was applying for a mortgage and just about throws in the towel. 

These can be tricky areas to invest in as they tend to bubble and the market goes soft when a ton of investors get in... this just happened in Fountain Square and Bates-Hendricks over the last couple of years.

We typically have you fill out a loan application with information on both you and the property, if everything looks good after the soft credit pull, initial property research and background check we issue what we call a term sheet. 

Our tenants wanted to stay and I got soft with that advice.