And yet going to ski in Lake Tahoe or eating out in the Bay Area is like double the price.

Some of the less expensive markets in CA include imperial County, Fresno county, riverside county, kern County, parts of San Bernadino County (not the resort areas).  

Moonridge is also close to the ski resorts.

I don't personally see it.Banks are not letting builders get that far over there ski tips...

Now I get my apartment back...the Gov't has just caught up on their paperwork and discovers that there are Occupational Licenses, Resort Taxes, etc that are due. 

From a black mans perspective, Indy has its problems too.....Ive been in a lot of houses here in the city and met a lot of sellers......some get nervous when they see a 6ft3, 260 lb black guy they get nervous......so i had to resort to telling sellers that I work for the company.......so I dont lose the deal.....

I sometimes listen to Dave Ramsey when I am on the road as a last resort. 

I know that areas close to the resorts are the best, Sugar Loaf as an example.

@Jason Ski Most lenders allow you to make a principal only payment.

I have a short term rental in a resort community (Wild Dunes) in Isle of Palms, SC (20 minutes from Charleston, SC) that IS a cash cow.