Hi BP, newbie & I’m looking for a note servicing center in California for one loan.

If the project is large enough to require "Project Management", yes a rate is determined for that service since it is way outside normal Property Management services.

Beginning this year I have been aggressively studying financial independence and more recently been drawn to real estate.

Guess who got arrested for running a car buying fraud service?  

I don't know any Agents in your neck of the woods, but if you use a local Independent Agent they will be able to shop lots of companies for you, some of which will allow you insure for less than replacement cost.

Worked great, portfolio lender and they still service the loan to this day.Good luck!

Both are 27.5 year, but the in service dates are different.

I would imagine the extra service life would justify the cost increase over carpet.  

Make sure it explicitly explains the process for termination if you are unhappy with their services, but especially if they violate the terms of your agreement.3.

For holding costs, you'll have to include debt service if you're not sure about the financing side.