I actually did this for my rental (2 yr lease with a $50 reduction per month in rent from the original asking price) so over the 2 yr period I reduced my cash flow by $1200.  

If they do not throw it in, they may discount it  (not that it is expensive to start).The underlayment will provide you with cushioning, making the floor more enjoyable to walk upon, and a bit of sound reduction ... if anyone upstairs walks across the laminate floor in heels, the folks downstairs will appreciate the underlay.

I used to get $1,475 a month for years, but that particular city has seen a reduction in rents.

For that reason, I suggest that investors take the longest term they can get and make significant reductions to principal now, because in 5 or 7 years, that lender could say no and you will have to refinance elsewhere.

No one can answer this with certainty (if they say they can...they're lying); however, most arrows point to YES....So now you will be selling an EXPENSIVE HOME down the road when money will be more expensive....which might equal less buyers or a forced reduction in price.

The rents will cover a $14,000 principal reduction annually...and that only grows as time goes on.Its not the perfect property.

My rule of thumb for properties in the Inland Empire of Southern California is that properties 1-30 days on the market will see no more that a 3% reduction - enough to cover buyer closing costs. 30-90 DOM will see a monthly price reduction and maybe 5%- to 8% tops.

Obama has proven by all accounts to have to unify the world, but with the expected reduction in fed fund rate to zero percent, to the ongoing War in Iraq (that's already cost 2 trillion) and Afganistan, to the bailout and federal takeover of banks and private institutions (not to mention a stumulus package not yet approriated) that is expected to cost another 1-2 trillion(in the next 1-4 yrs), and let us not forget rising unemployment.

i did not read all the responses - it's late, but great question.simple answer for me:risk reduction/eliminationhow?

Now, because of the reduction in risk you also will incur a reduction in "potential" profit.