I’m nervous to quit my job, because I need money to pay the bills, but I know this isn’t easy and requires a lot of attention and energy.

The home has an ARV of 209K and was reduced by 10K two weeks ago to a listing price of 170k.

It's a specialty mortgage program for first-time homebuyers which allows for down payments of 3-5% and features reduced PMI.

I fixed the damage at my cost and reminded them that no further alterations are allowed (my mistake number 1 - should have charged them for it but this was right before COVID and they were already complaining about the high rent in their lease given other landlords were reducing rents to fill vacancies).

I fixed the damage at my cost and reminded them that no further alterations are allowed (my mistake number 1 - should have charged them for it but this was right before COVID and they were already complaining about the high rent in their lease given other landlords were reducing rents to fill vacancies).

The trouble with splitting is one tenant may work had to conserve energy and the other may not. 

You are allowed to deduct depreciation against a loan in the Ira thus reducing UBIT.

Specifically it needs some old wooden windows replaced with energy efficient ones, an HVAC overhaul, and gutters added.

First, reduce retirement contributions to just get the match.

Reduce your housing expense to zero or close to it and put that money towards your next place.